Finora - Complete Loan Management & Digital Lending
Modern Digital Lending & Loan Origination Web App (React & Tailwind)
Item Description
Finora is a modern, white-label digital lending and loan origination web application built with React and Tailwind CSS. Designed specifically for Micro-Finance Institutions (MFIs), NBFCs, Fintech startups, and peer-to-peer lenders, it delivers a complete paperless lending journey.
The platform streamlines customer onboarding, instant loan applications, paperless KYC verification, credit underwriting, and EMI loan repayments with high performance and responsive design.
Key Highlights: • White-Label Ready: Customize brand name, logo, company details, and API URLs via simple configuration. • Clean & Modular Architecture: Built using modern React component standards and responsive UI patterns. • End-to-End Workflow: Covers both Borrower (Customer Portal) and Lender (Admin / Underwriting Console). • Demo Roles Included: Instant testing with pre-configured Customer and Admin accounts.
Technology Stack: • Frontend Framework: React 19+ (Vite) • Styling: Tailwind CSS • Icons: Lucide React • Charts & Data Visualization: Recharts • Notifications: React Hot Toast • Routing: React Router v7
What is Included in the Package? • Complete React & Vite source code • Ready-to-deploy production build configuration • Comprehensive documentation with setup and deployment guide • Pre-built demo data and mock user accounts
Features
- Customer Experience & Loan Journey: • Instant Loan Application Wizard: Multi-step, interactive loan application flow with real-time EMI calculation and loan amount configuration. • Paperless Identity & KYC Verification:
- Digital PAN card verification flow with simulated OCR and validation.
- Paperless Aadhaar verification flow with two-factor OTP authentication.
- Live webcam selfie capture with facial liveliness check simulation. • Instant Loan Offers & Sanction: Real-time credit assessment with transparent interest rate calculation, processing fees, and downloadable sanction letters. • Customer Self-Service Portal:
- Loan overview dashboard with active loan balance, upcoming EMI schedule, and quick repayment links.
- Interactive EMI payment flow supporting mock UPI, debit card, and net banking gateways.
- Complete document repository for sanction letters, loan agreements, and payment receipts.
- Integrated support ticketing system for user inquiries.
- Admin & Underwriting Console: • Application Review Queue: Detailed inspection of incoming loan applications, document inspector, CIBIL/Credit score viewer, and Maker-Checker approval actions. • Loan Portfolio Management: Real-time status tracking for active, disbursed, delinquent, overdue, and closed loan accounts. • Customer CRM: Centralized customer records with KYC audit status, total credit exposure, and transaction history. • Payment & Transaction Monitoring: Real-time ledger of inbound EMI repayments with transaction reference IDs and reconciliation. • Staff & Role-Based Access Control: Staff management directory with permissions for Admins, Underwriters, Credit Analysts, and Support Agents. • Executive Reports & Analytics: Visual charts and KPIs for portfolio health, collection performance, and disbursement summaries.
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Information
| Category | Scripts & Code / JavaScript |
| First Release | 19 October 2026 |
| Files included | .html, .css, Javascript .js |
| Frameworks | JavaScript |
