NewWaves Bank
Professional Banking Solution With Multi-Account Type Management, Tax Refund And Virtual Cards
Screenshots
Item Description
Universal Demo Credentials
user@newwavesbank.com / Password@1The Future of Digital Banking is Here.
NewWaves Bank is a complete digital banking and financial system built with the powerful Laravel 10 framework. It supports **multiple account types** and provides **flexible currency settings** (choose your default or let users pick), combining traditional banking with modern Virtual Cards and Crypto payments. Whether you are sending international wires or managing investments, NewWaves Bank is the perfect solution to start your own online financial business.
App-View Mobile Experience
Experience a hyper-responsive, native-app feel on any mobile device. Optimized for speed and premium aesthetics.
Gold Standard MOBILE
Modern Fintech MOBILE
Features
Key Features
Core infrastructure designed for modern financial institutions.
Users can earn interest on their savings with automated plans and real-time updates.
Create and manage virtual cards instantly using top providers like Stripe, Flutterwave, and BSICARDS.
Integrated with CoinGecko and CryptoCompare APIs to provide accurate exchange rates for deposits and withdrawals. Includes a robust 1-hour cache and API fallback system to ensure maximum reliability.
Send money anywhere in the world with automatic fee calculation and bank code validation.
A unique, complete workflow for federal and state tax refunds. Features a high-security sensitive data pattern in the admin panel, where critical tax details are masked and hidden by default, requiring authorized multi-tier reveals for audit and approval pipelines.
Create as many account types as you want (Savings, Business, Corporate) with custom interest, fees, and **currency options** (fixed or user-selected).
See how your bank is growing with clear reports on deposits, loans, and currency usage.
Ready-to-use bill payment system for mobile airtime, electricity, and more via Reloadly and Flutterwave.
Offer high-yield savings with maturity dates, locked-fund locks, and automated interest distribution based on configurable rates.
Verify users automatically with Sumsub or check their documents manually from the admin panel.
Intelligent generation that prioritizes type-specific prefixes (Savings, Business) for precise institutional formatting.
Administrative proxy capability to troubleshoot user issues directly by impersonating any client session instantly.
Multi-channel delivery system ensuring instant alerts for banking activities across both user and admin levels.
Dedicated help desk architecture for structured communication and technical assistance between users and staff.
Real-time customer support integration allowing for instant engagement and support across the entire platform.
Enterprise-grade bot protection and security layer for all sensitive authentication and financial transaction forms.
Real-time visual breakdown of multi-currency assets and wealth distribution for a 360-degree financial overview.
Interactive forecasting tool for users to project potential earnings and yields based on different high-yield plans.
Precision calculator for users to estimate monthly repayments and total interest costs for transparent loan evaluation.
Professionally designed landing pages for both "Luxury Gold" and "Modern" themes, fully conversion-optimized.
Pixel-perfect visual transitions between dark and light environments in the Gold theme for superior user experience.
12+ instant integrations for global fund processing including Stripe, PayPal, and diversified Crypto gateways.
Flexible funding and exit paths with support for both automated API-driven workflows and manual administrative review.
Granular administrative capability to manage user wallet balances (Add/Subtract) directly with comprehensive auditing.
Centralized configuration suite for all system communication providers and dynamic notification template management.
Pulse-control over search engine visibility and social sharing metadata for every public-facing page on the platform.
Custom visual controllers to manage global links, icons, and menus without requiring any source code modifications.
One-click visual switching and granular branding controls to customize the platform's overall aesthetic and identity.
Built-in incentivized growth engine. Users earn commissions on referred deposits, with admins having granular control over earning percentages and fixed amounts per transaction.
High-performance optimization suite allowing administrators to clear system and view caches instantly for real-time updates.
Exclusive Innovation Modules
Savings Goals Tracker
Users can set savings goals, see their progress with bars, and get alerts when they reach milestones.
Joint Accounts
Allow partners or teams to share an account with shared balances and access control for everyone involved.
Advanced Bank Statistics
See real-time data on how your bank is performing, including growth charts and currency popularity.
Intelligent Account Number Generation
Dynamic sequencing engine that prioritizes account-type prefixes (Savings, Business, Corporate) while maintaining global institutional formatting standards.
Admin Features
Total governance through a centralized dashboard with granular controls.
Manage All Users
Keep track of all customers, check their identity documents, and see their activity from a single profile page.
Flexible Account Types
Create different groups for Savings, Business, or Corporate accounts with their own interest rates and fees.
Global Money Control
Easily turn on or off Internal, Domestic, and International transfers. Set your own fees and limits for everything.
Manage Staff Access
Create accounts for your team members like Support or Auditors and control what they can see or do.
Website Settings & SEO
Update your website text, manage pages, and improve search engine rankings directly from the admin panel.
Security Monitoring
See all admin activity logs, track devices, and get alerts for any suspicious logins to keep the bank safe.
Growth & Stat Reports
Get clear numbers on bank wealth growth and see which currencies are being used the most.
Security & Disaster Recovery
Strong Authentication: Enforce 2FA and email verification. Define complex password policies with character rotation.
Session Management: Intelligent timeouts and concurrent session limits to protect against unauthorized access.
Backup Infrastructure: Automated SQL database dumps and secure file archiving with cloud rotation support.
IP & Device Security: Monitor login locations and restrict sensitive areas to specific networks/environments.
User Features
[*] Professional User Dashboard
Users can see all their balances, track how their wealth is growing, and see every transaction in a clean, modern interface.
[*] Works on All Devices
100% Mobile Responsive. It looks great on phones and tablets, and supports Dark/Light modes.
[*] Professional Support System
Built-in support tickets and Live Chat to help your customers in real-time.
[*] International Money Transfers
Send money locally, use SWIFT bank codes for global wires, or move crypto instantly with clear fees.
[*] Virtual Card Center
Users can get new cards, add money, freeze cards if lost, and see card details securely.
[*] Smart Investments & Savings
High-yield savings plans and investment options to help users grow their money automatically.
[*] Savings Goals
Create personal savings goals with progress bars to reach financial targets easily.
[*] Customer Care & Disputes
Contact support for any question or report any issue with a specific transaction.
[*] Tax Management Portal
Safe way to upload and track tax documents with privacy protection.
[*] Refer and Earn
Users can share their referral link and earn commissions when their friends deposit money.
Technical Specifications
| Framework: | Laravel 10.x Enterprise |
| Environment: | PHP 8.1 / 8.2 Optimized |
| Frontend: | Vanilla CSS, Tailwind, & Alpine.js |
| Database: | MySQL 5.7+ / MariaDB 10.3+ |
Engineered for Perfection by NewWaves Projects.
Version 1.0 – 16 March, 2026
Information
| Category | Scripts & Code / PHP Scripts |
| First Release | 16 March 2026 |
| Files included | .php, .html, .css, .sql, .cs, .java, .c |
| Framework HTML/CSS | Bootstrap, YAML |
| Framework Javascript | jQuery |
| File Size | 101 MB |
| Database version | MySQL 5.x |
| Frameworks | PHP Scripts |
